Financial assistance programs and policies of the mrc

The information presented below is general. It is intended to briefly describe the various financial assistance programs and policies of the MRC du Golfe-du-Saint-Laurent. For more information about these programs, we invite you to consult the Funding Guide or contact us

Summary of Financing Programs

Documents :

Application Form Financial Assistance – General

Application Form Financial Assistance – Private Enterprises

2020-2021 Intervention Priorities


Rural Development Fund (RDF) 

The objectives of the Rural Development Fund include promoting population growth and integration, ensuring the sustainability of rural communities and participating in job creation.

Financial assistance is provided in the form of a non-repayable contribution that cannot exceed $25,000 per project. Promoters must provide a 10% monetary contribution to the project.


Community Support Fund  (CSF)

The Community Support Fund helps to defray the costs for local organizations, clubs, groups and individuals who participate in events or initiatives that have a positive impact on the recipient, local residents and the community at large.

The amount of funding under the CSF will be determined at the discretion of the MRC Council upon receipt of the application form and supporting documentation. This fund has an annual budget of $5,000.


Healthy Community Development Support Fund  (HCDSF) 

The purpose of this fund is to support and accompany municipalities in the region that wish to reduce social inequalities in health on their territory by implementing actions that promote community development. The agreement is intended to complement other existing programs and services.

The projects supported will help to finance initiatives in the fields of: social housing, fight against poverty, food security, community services, etc.

The target clientele are vulnerable groups such as young children, low-income single-parent families, people living alone, people with disabilities, seniors and Aboriginal people or other cultural and linguistic minorities.

The maximum contribution is set at $10,000. The assistance granted cannot exceed 80% of the total cost of the project.


Québec Social Initiatives Fund (QSIF) 

The Québec Social Initiatives Fund (QSIF) aims to support vulnerable groups with initiatives that, among other things, promote the access, acquisition and retention of basic goods and services, build the capacity of disadvantaged people, and support the initiatives of organizations working with people living in poverty.

The QSIF contribution is a government contribution. Cumulative assistance cannot exceed 90% of eligible expenses for the total cost of the project.


Regional Social Program Support Fund (RSPSF)

The Regional Social Program Support Fund is intended to contribute to the stabilization and continuity of social programs through partnerships.

Financial assistance takes the form of a non-repayable contribution that cannot exceed $20,000 per year, for a maximum of 3 years. The promoter is responsible for a monetary contribution of 10%.


Structural Projects Support Policy (SPSP)

The MRC du Golfe-du-Saint-Laurent has adopted a support policy for structuring projects within the framework of Component 2 – Support for local and regional development skills of the Regions and Rurality Fund.

The following fields are considered as priorities: fisheries, aquaculture, tourism, leisure, economic diversification, workforce training, transportation, telecommunications, environment and fire safety.

Financial assistance is provided in the form of a non-repayable contribution that cannot exceed $35,000 per project. Financial assistance is determined as follows: 90% for non-profit organizations and others and 50% for private enterprises.


Business Support Policy (BSP)

The MRC du Golfe-du-Saint-Laurent has adopted a Business Support Policy as part of Component 2 – Support for local and regional development skills of the Regions and Rurality Fund.

This policy seeks to promote the creation and maintenance of durable jobs, to offer support to entrepreneurs in the realization of their project, to promote social development and to support promoters of social economy enterprises, to accompany and support technically and financially potential entrepreneurs or those already in business and to offer and ensure the management of programs offered to our clients (support to self-employed workers, employment assistance services).                

Business loans are also offered: the Local Investment Fund (FLI) and the Local Solidarity Fund (FLS).   


Entrepreneurial and Economic Diversification Fund (EEDF)

The Entrepreneurial and Economic Diversification Fund (EEDF) is intended for entrepreneurs who wish to go into business by starting, acquiring or expanding a company and whose objective is to contribute to the economic diversification of the MRC du Golfe-du-Saint-Laurent.

The maximum contribution of the MRC is set at $7,500. An additional amount of $1,500 is granted to the promoter if he is between 18 and 35 years old.


Social Economy Fund (SEF)

The social economy enterprise development fund aims to support the growth and development of the social economy, i.e. the production of goods and services by organizations born of collective entrepreneurship. These projects, which are financially viable, have social goals that contribute to improving the quality of life or development of our community.

The project must create or maintain a permanent job over the next 2 years.

Financial assistance is provided in the form of a maximum non-repayable contribution of $10,000 per project. The promoter’s capital outlay must represent 10% of the total cost of the project.


Concertation, Enterprise Trade Fund (CETF)

The Concertation, Enterprise Trade Fund has dual objectives: Consensus and Enterprise Trade.

Concertation: This funding is available to assist in the financing of forums (fishing, tourism, etc.), assemblies and meetings to discuss issues related to a particular industry.

Enterprise Fund: To support the growth of Lower North Shore business activities through market penetration and expansion. Financial assistance is available to attend trade shows, conventions, conferences or other similar events.


Maritime and Tourism Industry Development Fund (FDIMT)

The maritime and tourism industry development fund (FDIMT) was created within the framework of the Sectoral Agreement for the Development of the Maritime

and Tourism Industry of MRC du Golfe-du-Saint-Laurent (sectoral agreement for the development of the maritime and tourism industry of the MRC of the Gulf of St. Lawrence) and is divided into two categories: development of the tourism industry and development of the maritime industry.

Tourism Industry Development  

  • Improving the touristic image of the LNS : up to $50,000 per project
  • Human Ressources : up to $20,000 per projet
  • The start-up or acquisition of tourism businesses : up to $50,000 per project

Maritime Industry Development  

  • Upgrade obsolete equipment and/or infrastructure of seafood processing plants: up to $80,000 per project
  • Business acquisition: up to $50,000 per projet

Decisions on projects submitted under this fund are made by a management committee, composed of representatives of the MAMH and the MRC du Golfe-du-Saint-Laurent, and not by the MRC council.


Funds managed by the MRC


Self-employment Assistance (SA)

The Self-Employment Assistance program provides technical and financial support. It is aimed at recipients of last-resort financial assistance, employment insurance recipients, unemployed persons without public income support and workers with precarious status in order to achieve autonomy in the labour market by creating or acquiring a business.

Income support will take the form of a weekly allowance equivalent to the minimum wage multiplied by 35 hours per week for a duration of 52 weeks.


Common Investment Policy (FLI/FLS)

The mission of these local funds is to provide financial and technical assistance to new and existing businesses in order to create and maintain jobs on the territory of the MRC du Golfe-du-Saint-Laurent.